MUHAMMAD RIZWAN KAMRAN; MUHAMMAD USMAN YOUSAF; SADAF NOOR; AISHA SALEEM. FINANCIAL CAPABILITY AND SME PERFORMANCE: THE MEDIATING ROLE OF FINANCIAL SELF-EFFICACY AND THE MODERATING ROLE OF INTERNAL LOCUS OF CONTROL. JOURNAL OF SOCIAL RESEARCH DEVELOPMENT, [S. l.], v. 7, n. 6, p. 225–248, 2026. DOI: 10.59075/jsrd.v7i6.535. Disponível em: https://jsrd.org.pk/index.php/jsrd/article/view/535. Acesso em: 6 oct. 2026.